Lumpsum Calculator
Lumpsum investment means putting a large amount all at once. Perfect for bonuses, inheritances, or any lump sum you want to grow over time.
Investment Details
Equity: 10-14% | Hybrid: 8-10% | Debt: 6-8%
Investment Returns
About Lumpsum Calculator
A lumpsum investment involves investing a large amount of money all at once. This calculator helps you estimate the future value of your one-time investment based on expected annual returns and investment tenure.
Perfect for calculating returns on bonuses, inheritances, or any large sum you wish to invest for long-term wealth creation.
Lumpsum Formula
A = P × (1 + r)^n
Where: A = Maturity Amount, P = Principal, r = Annual Return Rate, n = Number of Years
Example: ₹1,00,000 at 12% for 10 years = ₹3,10,584
Lumpsum vs SIP Comparison
Lumpsum
• One-time large investment
• Higher potential returns if timed well
• Market timing matters
• Best for bull markets
SIP
• Regular monthly investments
• Rupee cost averaging benefits
• No market timing needed
• Best for volatile markets
Frequently Asked Questions
About the Lumpsum Calculator
Lumpsum investment means putting a large amount all at once. Perfect for bonuses, inheritances, or any lump sum you want to grow over time.
Formula
Reference Table
| Category | Value |
|---|---|
| Investment | 10 Years @10% |
| ₹1,00,000 | ₹2.59L |
| ₹5,00,000 | ₹12.97L |
| ₹10,00,000 | ₹25.94L |